Hi Everyone! I need some advice. What are all the self-employed people doing for health insurance? I am a single male, very healthy with no dependents. I've been self employed for 4 years now and uninsured pretty much the whole time. I do not have employees and my business profits are not much after taxes. I don't visit the doctor often as I'm pretty healthy. Last i went was maybe 2 years ago after my health care provider ended under my parents due to age.
First, I am wondering if it's. possible to just pay out of pocket 2x per year to get my health examine (see if i have cancer, if there are any ailment, etc. I'm entering my mid 30s and it'll be foolish to think my regular exercise and right diet will keep me healthy forever without seeing. any underlying medical issues i may have, especially for medical emergency in case i injury myself,etc
Secondly, what is my deductible looking like by the end of the year if I am able to do this without paying month by month insurance contract.
thirdly, I want to also get my teeth examine 2x a year as well as fix up some cosmestic like getting braces. IS there an option for pay out of pocket as well? and what is my deductible for that?
I am NY state if anyone is wondering